Bad credit welcome · Affordability check, not a score cut-off

The process

How it works

From browsing to delivery in three steps, built for people whose credit score doesn't reflect today.

Apply in about a minute

Name, address history and a debit card in your name. The acceptance check is a soft look at affordability — other lenders can't see it and it doesn't touch your score.

Choose weekly or monthly

Pick the rhythm that matches how you're paid. The payment is fixed from day one, so the balance can never creep up.

Opening payments, then delivery

Your first order ships once your opening payments are underway. From your second order onwards, items ship straight away.

Ready when you are