Questions
FAQs
The questions shoppers ask most, answered straight.
Will applying hurt my credit score?
No. The acceptance check is a soft affordability look that other lenders can't see.
Can I get accepted with a CCJ?
Often, yes. What matters is your affordability today, not a score cut-off.
Do you show prices on this site?
Browse the departments to see the range; your exact payments are confirmed in your account after acceptance, before you commit to anything.
Is there a credit limit?
Yes — a starting limit sized to what's affordable for you, which grows as you pay on time.
What if I miss a payment?
Get in touch before the due date. The team can usually move the date rather than mark a missed payment.
Ready when you are